About Our Team
About Us
Rooted in the Japanese concept of "Nagomi," which embodies ease, balance, and calmness, our approach to wealth management blends traditional values with modern strategies for a harmonious financial journey. We prioritize connecting with clients on a personal level, crafting solutions that align with their unique stories and aspirations. We focus on quality experiences by taking on new clients only when we have the capacity to serve them fully, and our custom-built technology enhances planning efficiency and accessibility. Our open architecture approach, free from proprietary financial products, allows us to create tailored plans for each client. Beyond financial advising, we are committed to community growth through active involvement in local initiatives and charity work.
Our reasons for becoming financial professionals are deeply personal. We repeatedly saw many friends and family struggling to find the help they needed to map out their financial future. We are confident that with our understanding of personal finance, coupled with our training as financial professionals, we can help people better prepare for the future. After years in the business, we have developed a reputation for educating individuals in an easy-to-understand manner so they can grasp personal finance and use those concepts to pursue their financial objectives. We feel a commitment to our community.
Oliver Orzal
Financial Planner
Nagomi is a Japanese concept that signifies a state of emotional balance, comfort, and calm of the heart and mind, encompassing a sense of ease and well-being in oneself and one's relationship with the world. Derived from the verb nagomu (to calm down), nagomi involves finding a harmonious balance between seemingly opposing forces in life, accepting them to achieve tranquility and peace in all aspects of life, from relationships to daily activities. A core principle of nagomi is the acceptance of both the good and bad, the calm and stress, the fortunate and unfortunate aspects of life, recognizing that they must coexist for true balance.
Oliver founded Nagomi Wealth Management based on these principles and deep experience working in the financial industry since 1998. He has assisted a broad variety of individuals, families and business clients with achieving balance and peace, through strong communication and dedicated effort, working together with his clients, to achieve their financial planning goals.
He is an avid music and art appreciator, enjoys pursuing physical fitness, along with spiritual development. He has contributed to local and global community growth, through non-profit and charity work and strongly believes giving oneself, to serve others, to be an essential aspect of true wealth and success.
He is a father of a very active and happy toddler son, the apple of his eye and believes that balancing the most valuable assets we have, time and our health, to achieve a long life of quality, with strong and meaningful relationships, should be among the primary goals of building wealth.
Nagomi Wealth Management has access to a nationwide network of partnerships and resources to serve our clients' needs at the highest levels and Oliver is particularly keen on using technology to interface and work with people time efficiently, while providing insight and meaningful information and services for his valued clients.
He strongly believes in helping individuals and businesses make meaningful financial and life decisions, that will have a positive, long term impact, on their families, businesses, communities, locally and globally.
Oliver Orzal is a Registered Representative and Investment Adviser Representative of, and securities and investment advisory services are offered solely by, Equity Services, Inc., Member FINRA/SIPC, 5256 S. Mission Rd, Suite 115, Bonsall CA 92003, 914-474-4462. Nagomi Wealth Management and Insurance Services is independent of Equity Services, Inc. CA Insurance License #: 0C50070. All Insurance products provided are through Nagomi Wealth Management and Insurance Services.
Oliver Orzal is insurance licensed in AZ, CA, GA, IA, NC, OR, and TX and securities licensed in AZ, CA, FL, GA, NC, NY, OR and TX.
Kendra Elmz
Kendra brings a warm, human-first approach to financial services, specializing in life insurance and annuities that protect the people and plans clients care about most. She believes the best financial conversations feel like sitting down with a friend who happens to know a lot about money, honest, warm, and centered on what actually matters to you. Her focus is on making insurance and financial education approachable, especially for women who are ready to take a more active role in their financial future.
Before finding her way into financial services, Kendra spent years as a dancer, a career that shaped how she shows up for clients today. Dance taught her discipline, presence, and the importance of really listening, to music, to a partner, to a room. Those same instincts now guide how she listens to clients: paying attention not just to the numbers, but to what's actually going on in their lives. She's also built and run her own bakery and worked as a personal trainer, experiences that gave her a firsthand understanding of what it takes to build something from the ground up and take care of people along the way.
Kendra is an Associate at Nagomi Wealth, where she partners with financial advisor Oliver Orzal. Kendra is insurance-licensed in CA.